Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You can calculate your ...

Many companies, including Lemonade and Spotify, are adopting this shift, creating flexible, fair, and transparent payment models. The traditional subscription model charges a flat fee. You pay the ...

With the rise of mobile payments, we're curious to know if your phone has replaced your wallet and how you prefer to pay for ...

Autopay can make credit card payments less of a chore by doing the work for you – and helping you avoid late fees.

Some consumers might not see any reduction in rates on credit cards because they're dealing with penalty rates that won't ...

A: In the days before credit cards were the predominant method for paying for airline tickets, lots of travel agencies ...

Federal student loan borrowers need to start making payments in October, otherwise their credit score will take a serious hit ...

The Unemployment Insurance Fund (UIF) is government-backed funding for South Africans without jobs. How long does it take for ...

In this week's column, we also look at the WNBA's big (and NBC's infinitesimally small) ratings wins, we finally switch over ...

British Gas confirmed that it will apply the £150 government Warm Home Discount to customers' electricity accounts in the ...

Are you in debt and feeling panicked about your credit score? Take a few deep breaths. “There are many ways to improve your ...

A low credit score can also result in having to pay higher security deposits for utility or cellphone services and higher premiums on insurance. In that situation, you might consider a tactic ...